| Sr. |
Scheme |
Maturity period |
Rate of Intt |
Annual Intt/PM intt |
Amt of Intt |
Total Amount after maturity |
Income Tax Concession |
Remarks |
| 1 |
1 Yrs TD |
1 Yr |
8.2% |
5073.36pa |
5,073.36 |
65073.36 |
No |
Intt calculated- compounded on quarterly basis.
Intt will be paid annually
|
| 2 |
2Yrs |
2 Yrs |
8.2% |
5073.36pa |
10146.74 |
70146.74.68 |
No |
Intt calculated- compounded on quarterly basis.
Intt will be paid annually
|
| |
|
|
|
|
10349.67 |
70349.67 |
No |
If annual interest deposited Saving Account. |
| 3 |
3Yrs |
3 Yrs |
8.3% |
5137.15pa |
15411.48 |
75411.48 |
No |
Intt calculated- compounded on quarterly basis.
Intt will be paid annually
|
| |
|
|
|
|
16036.33 |
76036.33 |
No |
If annual interest deposited Saving Account. |
| 4 |
5 yrTD |
5 yr |
8.4% |
5200.99pa |
26004.95 |
86004.95 |
No |
Intt calculated- compounded on quarterly basis.
Intt will be paid annually
|
| |
|
|
|
|
28170.22 |
88170.22 |
No |
If annual interest deposited Saving Account. |
| 5 |
MIS |
5 yr |
8.4% |
420 pm |
25,200.00 |
85,200.00 |
No |
Intt calculated annually
Intt paid monthly
|
| |
|
|
|
|
31270.00 |
91270.00 |
No |
If monthly intt is reinvested in RD on auto credit system on request basis. |
| 6 |
SCSS |
5 yr |
9.2% |
1,380 per qtr |
27,600.00 |
87,600.00 |
No |
Intt calculated annually and payable quarterly. Applicable only for Senior Citizen. |
| 7 |
RD |
5 yr |
8.3% |
|
14,453.00 |
74,453.00 |
No |
For Deno Rs.1000/- Intt calculated on compounded quarterly basis. Monthly deposit Rs.1,000/- |
| 8 |
PPF |
15 yr |
8.7% |
|
11,47,552.00 |
21,03,132.00 |
Yes |
Amount doubles the investment after maturity period. |
| 9 |
NSC (VIII issue) |
5 yr |
8.5% |
|
30,972.00 |
90,972.00 |
Yes |
Investment amt will qualify for tax deduction. |
| 10 |
NSC (IX issue) |
10 yr |
8.8% |
|
81960.00 |
141960.00 |
Yes |
Investment amt will qualify for tax deduction. |