Select the Right Scheme
APS offers through 500 Field Post Offices, various Savings Bank Schemes to suit your specific investment options.
You may consider the following tips.
You may consider the following tips.
Suppose you have a sum of Rs.1, 00,000/- for investment for a fixed period to get a monthly amount for day-to-day expenditure, then MIS can be the ideal scheme for you. For details
click here.
Please note : You may re-invest the MIS intt in RD on simple request on auto credit basis.
Please note : You may re-invest the MIS intt in RD on simple request on auto credit basis.
If you are a Senior Citizen, you can invest in Senior Citizen Saving Scheme with rate of interest @9% per annum and get interest on quarterly basis. For details
click here.
If you do not require any monthly interest and if you can invest for few years, you may choose TD (for 1 year, 2 year, 3 years, 5 years as per your choice), KVP for 8yrs 7months, or NSC for 6 years. For details on TD
click here
If your purpose is only for investment over a period of 8 years, it is advisable to invest the amount in KVPs. For details
click here.
If your purpose is for investment as well as for income tax rebate, you may choose to invest in NSC for 6 years. Investment amount will qualify for Income Tax. For details
click here.
If you want to invest a small amount on monthly basis, you may open a RD account. You will get a lump sum amount after 5 years.
For details click here.
For details click here.
